How To Make Black Lives Matter At Harvard Business School

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When I first heard that Harvard Business School Dean Nitin Nohria had publicly apologized for the school’s numerous failures to the African-American community, I was both surprised by his personal confession of complicity and highly skeptical that the anti-Black culture that he had led for a decade would substantially improve. As a senior lecturer at the school for seven years from 2012 to 2019, I had been regularly lobbying Dean Nohria on Black issues. I would initiate meetings with him every year in the fall and spring, armed with my sheet of paper with “Black Agenda” handwritten on the top. I wrongfully assumed that a “man of color” would want to rid the school of its anti-Black racism. Boy, was I wrong! There was no progress.

And then, when I finally read his entire apology, I was outraged and glad that I had retired from the toxic anti-Black environment. The … Read More

As millions lose health insurance, Trump administration offers little help

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President Trump and Seema Verma, the head of the Centers for Medicare and Medicaid Services, at a White House meeting in 2017, have taken few steps to alert consumers to their options for health coverage. <span class="copyright">(Evan Vucci / Associated Press)</span>
President Trump and Seema Verma, the head of the Centers for Medicare and Medicaid Services, at a White House meeting in 2017, have taken few steps to alert consumers to their options for health coverage. (Evan Vucci / Associated Press)

As millions of people lose jobs in the coronavirus outbreak, jeopardizing their health benefits, the Trump administration and many states are doing little if anything to connect Americans with other insurance coverage.

The U.S. Health and Human Services Department hasn’t launched any special effort to publicize the availability of Medicaid, the Children’s Health Insurance Program or health plans being sold on marketplaces created by the Affordable Care Act.

And federal officials haven’t made any substantial new commitment of money for outreach or to help people enroll in coverage.

In California and 11 other states that operate their own insurance marketplaces, state governments have created special enrollment periods to give people

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Get on Track to Become a Certified Financial Analyst with This Helpful $40 Online Prep Course

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Anybody can start a business. Not everybody can scale a business to reach its fullest potential. Entrepreneurship takes a lot of guts, some specific expertise, and a heap of leadership skills. But one especially helpful ingredient is a financial education. Finance is the lifeblood of every business and understanding concepts like cash balance, working capital, and being able to create financial models is extremely valuable to an entrepreneur. Knowing how to manage your finances well right from the launch of your business can help you maximize efficiency and reduce waste, helping you to reach your goals faster.

In The All-In-One CFA Level 1 Exam Certification Prep Bundle, you’ll get the financial education you need to get on track to become a Certified Financial Analyst, which can be a big boost on your entrepreneurial journey.

This nine-course, 23-hour bundle is designed to teach you everything you need to know to pass

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Online school? In-person? How parents are making their own fall 2020 decisions as COVID-19 squabbles continue

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As officials play political football with K-12 school reopenings, parents such as Johanne Davis are formulating their own game plans for the fall.

“To exercise an abundance of caution, I’d like to keep my kids home with me where they’ll study online,” says Davis, a mother of three from Indian Land, South Carolina, one of countless states where COVID-19 cases have spiked in recent weeks.

“Health is the issue, not just for my children, but also school workers,” Davis says. “Teachers shouldn’t have to be front-line soldiers in this pandemic.”

Families across the nation are busy making their own calculations about whether to send children back to school. While Davis seems resolved, many parents are still mulling.

Johanne Davis, left, in a photo with her three children. Davis and her husband say they're both fortunate enough to work from home and can manage the children if they have to spend a lot of next year studying remotely. But she acknowledges that hers is a privileged position not afforded to lower-income parents grappling with child care in order to go off to work.
Johanne Davis, left, in a photo with her three children. Davis and her husband say they’re both fortunate enough to work from home and can manage the children if they have to spend
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How to Make Friends in College, According to Experts

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Photo credit: JACOB LUND - Stocksy
Photo credit: JACOB LUND – Stocksy

From Cosmopolitan

Heading off to college can be an intimidating (and exciting!) adventure. Maybe you’re living on your own for the first time in a new city, away from your parents, and learning how to juggle academic work and way too many fun social opportunities—not to mention that growing pile of laundry in your room. Even if school is in the same town where you grew up, starting a new chapter like college is a great time to make new friends. Plus, in my humble opinion, college besties are in a league of their own. They’re your lifelong crew. Nothing bonds you quite like spending 24/7 together, studying and hanging out and never ever getting enough sleep.

But, yeah, of course, making new friends can be nerve-wracking and even a bit awkward, especially if you’re not outgoing by nature. Which is why I tapped

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The 7 worst ways Americans are using their tax refunds

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Because of COVID-19, this year’s tax deadline got delayed three months to July 15. But even with the extra time, it appears many people are still waiting until the last minute to file — including many taxpayers who will be receiving refunds.

The IRS says that as of July 3, it processed 95 million refunds, down from 105 million by the same time last year.

The tax agency says Americans are getting back an average $2,762 this year, slightly more than during the 2019 tax season.

With the economy struggling and unemployment still high, managing a refund wisely is more important than ever. But many Americans aren’t making the best use of their windfalls.

See the seven worst ways people are using their tax refunds.

1. Letting it rot in checking accounts

Prapan manuchon / Shutterstock

Setting a tax refund aside in an emergency fund is smart. Many financial

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The woman who wants to make kids better with money

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The BBC’s weekly The Boss series profiles different business leaders from around the world. This week we speak to Louise Hill, founder of GoHenry, a banking business that provides debit cards for children.

Standing on the touchline as her son played football, Louise Hill started moaning about how her kids’ spending habits were spiralling out of control.

At the time her son was eight and her daughter was 11. Louise was so frustrated by how much they were buying online that she would pin Apple invoices to the fridge door to help her kids understand why their £4 a week pocket money was now just 50p.

The two other parents she was chatting to back in 2009 had similar stories, so the conversation really struck a chord. And inspired the beginning of a business.

“One of the dads started talking about how his son had bought something on eBay, the

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‘Instead of the holiday buffet, it’s egg and toast at home’

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My Money is a series looking at how people spend their money – and the sometimes tough decisions they have to make. Here Priya Aiyer from Canterbury in Kent takes us through a week in her life during the coronavirus pandemic.

Priya is 29 and works full-time as an architect for a global construction company. When she’s not designing buildings, her interests include drawing cartoon illustrations and enjoying a good exercise session to train towards becoming a fitness instructor. She is also active in campaigning for racial equality and diversity.

She lives with her fiancé Ben and his mother. She and Ben would have been on holiday in Madeira this week, but it was cancelled due to the pandemic.

Over to Priya…

I would have preferred to spend this week on holiday with Ben. Alas, Madeira was cancelled so have decided to have the week off anyway to refresh. We

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4 must-dos when refinancing into a record-low mortgage rate

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Mortgage rates have fallen to unbelievably low levels, and many borrowers are landing 30-year home loans at under 3%.

If you’re a homeowner with an existing mortgage, you might want to consider refinancing — even if your current loan is only a year old. More than 16 million mortgage holders are ripe for a refi, according to one recent study.

Refinancing at today’s record-low rates could save you a few thousand dollars a year in interest, and tens of thousands of dollars over the course of your loan.

If you think it might be time to replace your mortgage with a new one, here are four tips to make sure you get the most out of your refinance.

1. Be certain a refi is the right move

Before you commit to a refinance, there are a few important things you need to consider. Today’s basement-dwelling mortgage rates may look good

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Coronavirus puppy scams come with ‘red flags,’ expert says: Illegal Tender podcast

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This is the third and final part of Yahoo Finance’s Illegal Tender podcast about the puppy crimes of quarantine and online puppy scams. Listen to the series here.

Many dog owners will look back at the coronavirus lockdown and self-quarantine as the start of their puppy journey.

This season of “Illegal Tender” explores the world of online puppy scams through conversations with two victims and one industry watchdog.

This episode, concluding the season, is a conversation with Josh Kreinberg, chief administrative officer and general counsel at PuppySpot. Kreinberg is a dog owner and dog lover who’s dedicated his professional life to working for a company that places dogs with forever homes. 

Through his work at PuppySpot, Kreinberg is an expert when it comes to identifying online puppy scams and how would-be dog owners can protect themselves from becoming victims.  

The desire to welcome a new dog into your world might … Read More