Day: April 3, 2020

Search for a Local Personal Trainer

FitnessTrainer: Search for a Local Personal Trainer

it isn’t.

Search, compare, and book online with the perfect 1-on-1 personal trainer.

FitnessTrainer is the most convenient way to connect you with a local personal trainer. Whether you’re looking to simply get healthier or get into a specific fitness activity, we will match you with a one-on-one trainer who can customize each session to meet your fitness goals.


Tell us when, where, and why you are looking for a personal trainer and we’ll display the best matches in your area.


Sign up for pay-as-you-go sessions, contact your trainer, feel confident in your decision.


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What is a Business Continuity Plan?

What is a business continuity plan?

A business continuity plan (BCP) is a document that outlines how a business will continue operating during an unplanned disruption in service. It’s more comprehensive than a disaster recovery plan and contains contingencies for business processes, assets, human resources and business partners – every aspect of the business that might be affected.

Plans typically contain a checklist that includes supplies and equipment, data backups and backup site locations. Plans can also identify plan administrators and include contact information for emergency responders, key personnel and backup site providers. Plans may provide detailed strategies on how business operations can be maintained for both short-term and long-term outages.

Watch the video

A key component of a business continuity plan (BCP) is a disaster recovery plan that contains strategies for handling IT disruptions to networks, servers, personal computers and mobile devices. The plan should cover how to reestablish

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BOLT Insurance | Auto & Home Insurance

BOLT Insurance | Auto & Home Insurance
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Corporate Finance
Finance from the viewpoint of corporate finance decision-makers, including profitability ratios, capital structure, cost of capital, discounted cash flow methods, and mergers and acquisitions.

Security Analysis
How to value the assets, debt, warrants, and equity of companies. Includes valuation methods, free cash flow, leverage, cost of capital, share buy-backs, and more.

Financial Ratios
A listing of some useful financial ratios, including leverage, gross margin, asset turnover, ROA, ROE, and liquidity ratios.

Free Cash Flow
Explains how to calculate the unlevered free cash flow for valuation purposes.

Terminal Value
Discusses the significance of terminal value and how to calculate it .

Debt Valuation
Methods for valuing the debt of a corporation. Includes a section on modeling the possibility that bond ratings will change over time.

Black-Scholes Model
A brief description of The Black-Scholes option pricing formula, and how to apply it to the valuation of options and warrants.


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Top Performing Mutual Funds, Free Current Issue, Mutual Fund Newsletter


  1. Do you want to manage your own mutual fund investments? Maybe you just need occasional guidance on what’s hot (and what’s not). That goes for segments of the market, as well as traditional mutual funds and Exchange-Traded Funds (ETFs).
  2. Are you looking for an advisory service with a proven track record for identifying top-performing funds, regardless of what direction the broad market is going?
  3. Do you have between $10,000 and $15,000 to invest… just the right amount to create a diversified portfolio? (Of course, the more you invest the more options you have.)

Mutual funds are the best vehicle
for individual investors to gain access to
professional management,

That’s because mutual funds give individual investors access to experts and information not otherwise available. When you invest in a mutual fund, your money is managed by a professional portfolio manager. Your investment is more and better

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5 Online Businesses You Can Start With No Money

The internet is the great equalizer. In business specifically, it has leveled the playing field. Anyone can start a money-making online business—anyone with a computer, that is. But here’s the thing: virtually no technical experience is needed. Today there are plenty of tools you can use to build an online business that makes the technical work a lot easier than it was in the past.

You can also live anywhere you want, set your own schedule, and work as little or as much as you want, depending on how fast or big you want your business to grow. No business or marketing experience is needed either. It’s a truly democratic medium for entrepreneurship.

Best of all, unlike a brick-and-mortar business, you don’t need a lot of startup capital. In fact, you can get many internet businesses up and running with no money at all because so many free services facilitate

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Property Insurance: Coinsurance | Expert Commentary

~Song written by Bennie Benjamin, Gloria Caldwell, and
Sol Marcus, first recorded in 1964 by singer/pianist Nina Simone

Let’s play Coinsurance Quiz. Answer true or false to the following

  • Coinsurance is a condition that may be found in more than one type of
    insurance policy.
  • The need for a coinsurance provision in all insurance policies is the
  • The use of a coinsurance provision in an insurance policy is universally

The answers are true, false, and false. How did you do?

Coinsurance clauses are found in many insurance policies, such as commercial
property, dwelling forms, homeowners, federal flood, health insurance, and at
times even directors and officers liability policies. But, while the clause or
requirement is called “coinsurance” in each type of policy, the use
and effect on the insured may be very different. The coinsurance requirement in
a property insurance policy may become a significant reason

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Budgeting and Personal Finance Resources

Budgeting is the primary way that you can take control of your finances. Simply put, a budget is a written plan for how you will spend your money. You can create a monthly or an annual budget. The budget allows you to make financial decisions ahead of time, which makes it easier to cover all your expenses throughout the year. Budgeting consistently can help you turn your finances around and begin to build wealth.

Why Is Budgeting Important?

A budget a powerful tool because it allows you to determine how and where you want to spend your money. When you master budgeting, you make sure that every dollar is being used how you want it. If you have a budget, you can track your spending and determine if it is matching your priorities. Often when people start budgeting they are surprised to see how much money

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Life Insurance | Pekin Insurance

Rest Easy with Financial Security

There is nothing more precious than your family’s security. That’s why having the right amount of life insurance is so important. A good life insurance policy can offer you peace of mind and be the cornerstone of your individual financial plan for the future. But, if you’re like most people, you don’t know what life insurance plan is right for you. Do you need a whole life insurance plan? What about a universal life policy? Or maybe term life insurance fits your needs best?

Compare the different Life Insurance Options.

What life insurance options are available?

Whatever your situation—buying life insurance for the first time, nearing retirement, or looking to insure your grandchildren—Pekin Insurance provides solid protection for those you love. Just look at the many options we can help you explore:

Universal Life Insurance

Highly competitive and flexible with guaranteed death benefit and strong

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Personal & Family Finance | USU

The finance resources you will find here are unbiased, researched, and reliable. Experts are available in your county, as well as expert advice which is published at our “Utah Money Moms” website and social media. We also provide the tools to help manage your finances for free; PowerPay is a nationally recognized debt reduction tool.

USU Extension Programs and Courses

We listen to YOU, and the resources we provide are for YOU!
Let us know what you want to know.

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Useful Finance Quick Links

AAA Fair Credit

Learn financial education. Receive credit and debt management assistance and financial counseling.

Annual Credit Report 

Request a free credit report every 12 months from each of the three major credit reporting bureaus.

America Saves 

Tips to save money, reduce debt, and build wealth.

Do Not Call

Prevent telemarketers from calling your home or cell phone.


Submit a Free Application

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