Day: April 14, 2020

Business Insurance: Benefits, Costs, Coverages & More

Business insurance is the secret ingredient for business success. It helps protect your profits by insulating you from sudden, catastrophic expenses, such as after a natural disaster or a major lawsuit.

This guide lays out everything you need to know about business insurance: What it is, what it covers, why you need it and how to get it. 

When you’re ready to shop for business insurance, independent insurance agents can help you find the right coverage at the right price. They’re small business owners themselves—the perfect partners to help grow your business.

What Is Business Insurance and What Does It Cover?

Business insurance isn’t just one thing. It’s a blend of different types of coverage that’s designed to meet the needs of your business. These types include:

Covers the cost of legal representation and damages if you’re sued.

Covers damage to any buildings and items that your business owns.

Covers

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The Best Car Insurance Companies in 2020

Making a car insurance claim is usually a pretty bad experience. Your car is probably damaged, or you’ve caused damage to another person’s car or other property. Someone, maybe you, could be injured. No one wants to face any of those scenarios, and having a terrible car insurance company can take a bad situation and make it much, much worse.

Bad auto insurance comes in many forms. With bad car insurance, premiums are higher than they should be, or the company offers low premiums but minimal coverage. Some car insurance companies have poor customer service and don’t effectively communicate the status of your auto insurance claim. Others require you to use only repair shops that they approve of, and those shops can be inconvenient to access, forcing you to travel across town for repairs or wait weeks for an appointment. Still other auto insurance companies don’t have a comprehensive network

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Financial Planning, Management, and Advice

Introducing Vanguard Personal Advisor Services

With money, comes questions. From how to maximize your retirement income to knowing the appropriate investment strategy based on your goals—it can be a lot to think about. We’re by your side to help you feel confident about your future.

Our advisors value true partnerships. They’ll work closely with you to create a personalized plan to help you reach your goals and are available to connect whenever you have questions.

Our advisors are salaried and don’t make commissions. They have no financial incentives to recommend certain products and will create a plan that is goal-driven, not market-driven. And they’ll use the low-cost funds and investment strategies that Vanguard is known for.

A man sits in a café watching a video on his tablet device.

WATCH OUR VIDEO | 1:52

A man sits on a couch in his living room, talking to his advisor using video chat on a tablet device.

DID YOU KNOW

Recent Vanguard research shows that an advisor who provides professional financial planning, coaching, and portfolio management services can add meaningful value compared to the

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the free way to run Basecamp

Here’s what you get…

  • 3 projects

    Need more? Upgrade to Basecamp Business.

  • 20 users

    Need more? Upgrade to Basecamp Business.

  • 1GB storage space

    Need more? Upgrade to Basecamp Business.

  • Company HQ

    A dedicated space to run your entire company.

  • Team projects

    Give every team their own space to collaborate.

  • Unlimited clients

    Work with clients & contractors in Basecamp.

  • Advanced client access

    Gain total control over what clients can see.

  • Project templates

    Save time by rapidly spinning up similar projects.

  • Priority support

    Jump to the front of the line when you need help.

  • Only available with Basecamp Business


Common questions about Basecamp Personal

Is Basecamp Personal really free?

Basecamp Personal is 100% free in every sense of the word. No charge. No ads. No selling your personal information.

What happens if I run out of projects?

If you run out of projects you can upgrade to Basecamp Business or delete an

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Molina Healthcare donates money to Mississippi food banks

Molina Healthcare donates money to Mississippi food banks

Food banks are trying to keep up with extra demand due to the coronavirus


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MISSISSIPPI OVERNIGHT. THE DEPARTMENT OF HEALTH IS REPORTING 183 NEW CASES OF COVID-19. EIGHT NEW DEATHS HAVE ALSO BEEN CONFIRMED, AND CORONAVIRUS CASES HAVE BEEN IDENTIFIED IN FIVE MORE LONG-TERM CARE FACILITIES ACROSS THE STATE. THE TOTAL OF MISSISSIPPI’S CASES SINCE MARCH 11 NOW STANDS AT 1,638, WITH 43 DEATHS. IF YOU HAVE BEEN TESTED FOR COVID-19 AND ARE WAITING FOR RESULTS, STAYING AT HOME AND AWAY FROM OTHERS IS ESSENTIAL TO PREVENT THE SPREAD OF DISEASE. THE MISSISSIPPI CORONAVIRUS HOTLINE IS THE BEST WAY TO GET YOUR QUESTIONS ABOUT COVID-19 ANSWERED. CALL ANY TIME AT 877- 978-6453. A WARM SUNNY SUNDAY COULD TEMPT PEOPLE WHO HAVE BEEN SHELTERING IN PLACE THIS WEEKE

Molina Healthcare donates money

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Chappell Insurance

 

If you previously purchased through any sports association or organization affiliated with Chappell Insurance Agency please go to their website to repurchase for 2020.

Basketball insurance for the August 1st, 2019 to August 1st, 2020 season is available to be purchased online.  If you have any questions please feel free to contact us.  

Welcome to Chappell Insurance Agency’s Website!

Chappell Insurance would like to welcome you to our website, which will allow you to purchase your team insurance and print your certificate of insurance as well as adding additional insured (city, county, school district, event sponsor) certificates and printing them.  You will be required to create an email account with a password to enter back into the site to add additional insureds any time after your original purchase.  

Tournament and league insurance can now be purchased online!

There is a $5 administration fee added to all individual purchases.

Chappell Insurance

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Personal computer | technology | Britannica

Personal computer (PC), a digital computer designed for use by only one person at a time. A typical personal computer assemblage consists of a central processing unit (CPU), which contains the computer’s arithmetic, logic, and control circuitry on an integrated circuit; two types of computer memory, main memory, such as digital random-access memory (RAM), and auxiliary memory, such as magnetic hard disks and special optical compact discs, or read-only memory (ROM) discs (CD-ROMs and DVD-ROMs); and various input/output devices, including a display screen, keyboard and mouse, modem, and printer. See also computer: History of computing.

From hobby computers to Apple

Computers small and inexpensive enough to be purchased by individuals for use in their homes first became feasible in the 1970s, when large-scale integration made it possible to construct a sufficiently powerful microprocessor on a single semiconductor chip. A

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The Standard | Individuals & Families |

J. Greg Ness

At The Standard, we’ve been helping people achieve financial well-being and peace of mind since 1906. As the global health crisis continues to disrupt lives, communities and the economy, I am confident we’ll continue helping people when they need us the most. Our company has been through hard times and market volatility before and we will navigate through this challenge as well. As our customers face tremendous stress and uncertainty, we will continue providing support and stability to those who rely on our products and services.

This pandemic is tough on everyone. Our communities are hurting, our families and friends are distressed and some of our most vulnerable neighbors are at risk.

The crisis and the way we collectively respond to it will define a generation. We are rising to the challenge. I know every single employee at our company — along with staying focused on keeping our business running

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Benefits, Creating a Routine, In Kids, and More

Personal hygiene is how you care for your body. This practice includes bathing, washing your hands, brushing your teeth, and more.

Every day, you come into contact with millions of outside germs and viruses. They can linger on your body, and in some cases, they may make you sick. Personal hygiene practices can help you and the people around you prevent illnesses. They can also help you feel good about your appearance.

Learn more about why hygiene is so important, the best ways to practice it, and how you can change your habits to make yourself feel and look better.

Each person’s idea of personal hygiene differs. These main categories are a useful place to start for building good hygiene habits:

Toilet hygiene

Wash your hands after you use the restroom. Scrub with soap for 20 to 30 seconds, and be sure to clean between your fingers, on the back

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Personal Property Definition

What is Personal Property?

Personal property is a class of property that can include any asset other than real estate. The distinguishing factor between personal property and real estate, or real property, is that personal property is movable; that is, it isn’t fixed permanently to one particular location. It is generally not taxed like fixed property.

Understanding Personal Property

Personal property is also known as movable property, movables, and chattels. Because it is viewed as an asset, it may be taken into consideration by a lender when someone applies for a mortgage or other loan. 

Personal property can be insured for its current, possibly depreciated, value or for what it would cost to replace with a similar new item.

Some kinds of property, such as home appliances, clothing, and automobiles, tend to depreciate in value over time. Other kinds, such as artworks and antiques, will sometimes appreciate in value. When

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