Month: May 2020

California Financing Law | The Department of Business Oversight

Responsible Small Dollar Loans Pilot Program

Senate Bill 318 (Chap. 467, Stats. 2013) was signed into law on October 1, 2013 and is operative January 1, 2014. The bill created the Pilot Program for Increased Access to Responsible Small Dollar Loans (RSDL) to increase the availability of responsible small dollar installment loans of at least $300 but less than $2,500. Finance lenders who are licensed underthe CFLL and approved by the Commissioner of Business Oversight (Commissioner) to participate in the program may charge specified alternative interest rates and charges, including an administrative fee and delinquency fees, on loans of at least $300 but less than $2,500, subject to certain requirements. Licensees participating in the program are also permitted to use the services of a finder as defined in Section 22371 of the Financial Code.

Licensees under the former pilot program for affordable credit-building opportunities:

Effective January 1, 2014, Senate Bill

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All Things Insurance

My sister and I (her driving, my car) were in a car wreck yesterday; she received a citation for it, but the report is absolutely wrong about what happened.

Sis and I were driving home, came to an intersection and stopped at the light. When the light turned green, she proceeded through the intersection. We were probably a little over halfway through the intersection when another car came into view from the right (crossing the intersection on the cross street). I screamed on impulse, my sister slammed the brakes, and the other car hit just the very front of my car, tearing off the bumper completely and the driver side headlight. As soon as the collision was over, I instinctively looked up at our traffic light — sure enough, it was green. We pulled over to the curb, got out, and an onlooker (not sure if she saw the crash,

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Live Gold Prices | Silver Prices

Live Gold Prices | Silver Prices | Platinum & Palladium

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TEN TOP BULLION MARKET TOPICS FOR INVESTORS

What are the current gold and silver prices?

The best prices for gold and silver are those that are most reliable. Monex gold and silver prices have been an industry respected reference for decades, with over $55 billion in actual customer physical metal transactions. Over time, gold and silver prices tend to move in concert, mostly in opposition of depreciating fiat currencies. Recently, the price of gold has been about 60 times the price

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Buy and Renew Two Wheeler Insurance online

There are two types of two wheeler insurance policy:

  1. Third Party Liability Insurance or Liability Cover only
  2. Comprehensive Policy or Package Policy

Third Party Liability Insurance

Third party liability insurance is mandatory in India as per the law. This policy covers only the damages or loss caused by the insured bike to the third party or property. It also provides personal accident cover for the bike owner. However, none of the insurers will cover for any loss, damages incurred or theft of the insured bike.

Comprehensive Policy

To protect your two wheeler completely, you must opt for a comprehensive two wheeler insurance policy. Because it provides a complete financial protection against bike own damages and also any third party loss or damages caused due to the insured vehicle. You don’t have to worry, if your two wheeler gets stolen, as a comprehensive policy also covers bike theft.

Two Wheeler Third

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Uganda warns of increase in mobile money fraud

The Uganda Communication Commission urged consumers to be wary of criminals attempting to scam people out of funds using mobile money platforms, having recorded an increase in cases during the Covid-19 (coronavirus) outbreak.

In a blog the regulator outlined security advice for subscribers after noting there were a number of fake promotions being circulated, alongside cases of fraudsters masquerading as operator employees to gain access to account details.

Among the rackets in circulation are attempts to persuade users to handover or enter PIN numbers, which are then used to enable fraudulent transactions.

“Such scams have resulted in a loss of considerable sums of money by unsuspecting subscribers, and more so during this COVID-19 lockdown, with subscribers increasingly using digital financial platforms due to limited mobility, and therefore desperate not to lose connectivity,” it added.

The regulator noted it was collaborating with mobile operators and anti-fraud companies in an attempt to

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Types of insurance – Money Advice Service

It’s unlikely that you’ll need every insurance product on the market, even if you could afford them all. But how do you know whether your hard-earned cash is going on the policies you need the most? The table below is designed to help you make the right decisions for you and your household budget.

Home insurance

What does home insurance cover? Do you need it?
Buildings insurance
  • Covers the cost of repairing or rebuilding your home if it’s damaged by storm, floods, fire, lightning, subsidence, etc
  • You won’t be covered for general wear and tear
  • You’re unlikely to be covered for properties left unoccupied for more than 60 continuous days
Yes, it is a legal requirement if you own your home, plus mortgage lenders normally insist on you having buildings cover.
  • Repairing your home can be very expensive so buildings insurance could save you a fortune in the long run
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Legion Trade Finance goes bust

Alternative Lending

Legion Trade Finance – a trade finance provider – has gone into administration.

Legion Trade Finance provided facilities to UK companies in order to allow them to purchase goods from suppliers around the world. These facilities started at £100k in size, with no upper limit. The company appointed Begbies Traynor as administrators on 9 June 2016, according to a Companies House filing. The company’s LinkedIn page suggests that it had 11-50 employees. Legion was not a peer-to-peer lender, in that it was not open to retail investors. 

When SME lending specialist GLI Finance launched its closed end fund – GLI Alternative Finance – in September 2015, Legion represented the second largest exposure within what was initially a £40.27m portfolio. The fund had £5.1m invested through the trade finance provider. That exposure was topped only by the £14.6m that was invested through FundingKnight – which also appointed administrators in

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Matthew Lesko

Now You Can Easily Get Free Money, Government Grants , Government Loans And Free Government Help With Matthew Lesko And The Government Money Club

NY Times Best Selling Author And Free Government Money Club Expert Asks:

The Government is giving away $48 BILLION Dollars EVERY WEEK to people just like you… why aren’t you enjoying the free money funding too?

From Matthew Lesko:

I have been researching and studying these programs for OVER 30 years, and I have written OVER 100 books on the subject (2 of which were New York Times Best Sellers). I have spoken about my methods on shows like Oprah, Larry King, The Today Show, and Jay Leno. In my years of research, I have found 1000’s programs providing grants loans, guarantees and services to help you and every citizen to change your life, including free government money to:

 

Free Money For Real Estate Own Your Own Home

Get home buying

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