How to Shop Online Safely During the Pandemic

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Consumer Reports has no financial relationship with advertisers on this site.

Even as stores reopen in many parts of the country, people are still shopping online more than ever. And that includes using new sites set up by their favorite small businesses attempting to stay afloat through perilous economic times.

But be careful, experts warn, because cybercriminals are flocking to e-commerce sites, too. Their favorite crimes include opening fake accounts at retail sites and hijacking real ones through identity theft.

Online fraud was already on the rise before COVID-19, largely thanks to the rollout of chip-and-signature technology, which has made the in person credit-card fraud of the past a lot tougher to pull off.

Account takeovers jumped 72 percent in 2019, to 13 million cases, according to the most recent figures from the security firm Javelin, which tracks financial crime. Losses from consumer fraud in the U.S. hit $16.9 billion

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Black women face obstacles when starting their own business. Yet everyone benefits if they succeed

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Entrepreneur Bianca Miller-Cole
Entrepreneur Bianca Miller-Cole

Bianca Miller-Cole is a personal brand expert, business mentor and best-selling author 

Emotions and racial tensions are running high. This is not the first time that racial tensions have resulted in protests, but this time feels very different. The protests have been wide-spread and we have seen people across the world uniting in a call for change. Whether it is a country, state or individual, our eyes have been opened to local and global stories of hate crimes, police brutality or feelings of misrepresentation and prejudice which have created a lack of opportunity for people simply because of the colour of their skin. 

Corporate brands, global leaders and brands have joined in the conversation with many taking the stance that they will contribute via better diversity and inclusion moving forward. Initiatives like ‘Pull Up for Change’ have asked major brands to address the role they play by

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Fashion and Beauty Brands Start Grants for BIPOC-Owned Businesses

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And many are accepting applications right now.

According to CBS News, 40% of Black-owned enterprises might not make it through the Covid-19 pandemic.

The Center for Responsible Lending estimated that 90% of small businesses owned by people of color “have been, or will likely be, shut out” from the Small Business Administration’s Paycheck Protection Program (PPP), Ashley Harrington, the organization’s director of federal advocacy and senior council, told CBS News in April. (You may remember how, quite controversially, the PPP initially sent loans to companies like Shake Shack and Ruth’s Chris Steak House, some of which were then returned due to public outcry.) A survey of Black and Latinx business owners and workers conducted by Color of Change and UnidosUS found that many weren’t receiving the aid they asked for from the Small Business Administration, if they received any aid at all, the New York Times reported.

In light of

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‘My Black Receipt’ Aims To Make Buying From Black-Owned Businesses More Than A Trend

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The coronavirus pandemic has only compounded the financial challenges faced by the Black community. Black entrepreneurs, for example, were disproportionately affected, with a 40% drop in the number of working Black business owners ― a far greater percentage than any other racial group. 

But the racial wealth gap is not a new problem. As of 2016, the net worth of a typical white family was nearly 10 times greater than that of a Black family ($171,000 vs. $17,150), according to the Brookings Institute

One way you can help solve this disparity is by supporting Black businesses. And a new campaign, My Black Receipt, aims to make that a long-term practice among consumers of all backgrounds. Here’s how to participate.

What Is My Black Receipt?

My Black Receipt is an initiative started by Black upStart, an organization that trains Black entrepreneurs to start job-creating businesses. Kezia Williams, the

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How to share your Kindle books in 2 different ways

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You can share Kindle books with (or in some cases, without) a Family Library.
You can share Kindle books with (or in some cases, without) a Family Library.

Hollis Johnson/Business Insider

  • It’s easy to share Kindle books through Amazon Household, a feature that allows you to share Amazon benefits between family members.

  • Setting up an Amazon Household, which can be done online or on your Kindle device, gives you access to a Family Library.

  • Books are automatically shared between members’ devices, though you can check a book’s status online at any time.

  • You can also share Kindle books with others by lending or borrowing, though not all Kindle books are eligible for this option.

  • Visit Business Insider’s Tech Reference library for more stories.

You can easily share Kindle books between family members, but you’ll have to set up an Amazon Household first.

In addition being able to share Prime benefits, creating an Amazon Household gives you access to Family Library, a shared collection of

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Edited Transcript of 7731.T earnings conference call or presentation 28-May-20 10:59am GMT

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Tokyo Jun 18, 2020 (Thomson StreetEvents) — Edited Transcript of Nikon Corp earnings conference call or presentation Thursday, May 28, 2020 at 10:59:00am GMT

Hello, everybody. This is Tokunari, serving as CFO as of April 1. I would like to thank our investors, analysts and the media for this opportunity.

In order to prevent a further outbreak of COVID-19, we are at this time, holding this session through the Internet. I know this is causing you inconveniences, but Nikon is giving its top priority to secure the safety of our employees and their families and all the stakeholders, including our customers. Hope you understand this, and I do appreciate for your understanding.

That said, I will cover the financial results for the year ended March 31, 2020, as well as our forecast for the year ending March 31, 2021. Slide 3 shows the summary for the year ended March 31, … Read More

What to expect from Apple’s online-only WWDC 2020

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There’s at least one other sign that Apple is rethinking its old conventions. Mark Gurman at Bloomberg reported earlier this year that the company is considering letting people set third-party apps as the default for actions like writing emails and web-browsing, rather than Mail and Safari. The move would be great news for Apple’s power users, but make no mistake: If this happens, it would likely be because of the heightened antitrust scrutiny the company faces from US lawmakers and the European Union. (Just don’t expect Tim Cook to dwell on that too much that on-stage.) Curiously, the conversation around this move has died down since Bloomberg broke the news in February, so we’ll just have to see how things play out.

Beyond all that, Apple has been working on several updates to its slew of preloaded iOS apps. According to MacRumors, Apple is working on a “mention” system

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TIME and Columbia Business School Partner to Launch a Series of Business Classes for Professional Development During Uncertain Economic Times

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“The Business of Change” classes are offered on-demand and at an affordable price point, empowering individuals to expand their skill set and facilitate their own success. Support from Deluxe is helping to make this world-class education series accessible to a broader audience, including its own community of small business owners and entrepreneurs

(June 18, 2020 — New York, NY) — Today, TIME and Columbia Business School announced a first-ever partnership to offer a new series of online, on demand business classes designed to empower anyone to take control of their futures during this moment of economic uncertainty. The Business of Change classes are taught by world-renowned professors from Columbia Business School and are offered at an accessible price, through the support of corporate partner Deluxe. The classes focus on building and expanding critical skills, both in and out of the office.

The partnership unites the cutting-edge curriculum of Columbia Business

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Does Facebook Shops Make Sense for Your Business?

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Florist taking a photo of her products
Florist taking a photo of her products

Small business owners can now host their e-commerce efforts on Facebook through its recently launched Facebook Shops, which the social media giant began rolling out on May 19, 2020. It’s not an entirely new product; instead, it’s a renaming and enhancement of its existing Facebook Page Shops offering. Learn how it works and whether it makes sense for your business.

What is Facebook Shops?

Facebook Shops is a full-fledged e-commerce solution. While it lacks some features of more advanced third-party e-commerce platforms, it lets customers to buy from businesses on Facebook without leaving the platform.

Although Facebook Shops is only an incremental improvement over Facebook Page Shops, it goes a big step beyond the Marketplace and Instagram selling tools. Marketplace is more like a classified advertising platform for individuals than an actual business storefront.

And Instagram Shopping requires businesses to post about their

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Why a recession can be a good time to start a business

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What do General Motors, Burger King, CNN, Uber and Airbnb all have in common?

The were all founded during economic downturns.

GM launched in 1908, when the US economy was in turmoil after “the Panic of 1907” financial crisis. Meanwhile, Burger King flipped its first patty in 1953, when the US was again in recession, and CNN started its news broadcasts in 1980, when US inflation hit almost 15%.

For both Uber and Airbnb, they set up business during the global financial crisis of 2007-09.

These examples show that many of the best, and longest-lasting, companies are set up during downturns, according to Dane Strangler, a fellow at the Bipartisan Policy Centre, in Washington DC. He says that the difficult economic backdrop makes them both tougher and more nimble for years to come.

Airbnb launched in August 2008

“There’s this trial by fire idea,” he says. “If you get

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