Insurance

11 Tips on How and When to File an Amended Tax Return

Everyone makes mistakes. And sometimes you don’t even realize your errors until well after they’re made. But what if you suddenly realize there’s a mistake on a tax return that you filed months (or years) ago? Or what if there’s a new development that affects the amount of tax you should have paid on a previous return? What do you do now? Whether the mistake or development is in your favor or the government’s, filing an amended tax return is often the next step.

Filing an amended return isn’t particularly difficult, but there are a few things you should know about the process before getting started. It also helps to be familiar with some of the more-common occurrences that can trigger the need for an amended return (in addition to just a mistake). That way, you’ll know to check your previously filed return if and when they happen. Because every … Read More

Black Trans Lives Matter, Too

BOSTON, MA - JUNE 13: Thousands march during a Transgender Resistance Vigil + March from Franklin Park Playstead to Nubian Square in Boston's Roxbury on June 13, 2020. 2020 Boston pride was scheduled for June 13, but was cancelled due to coronavirus. (Photo by Barry Chin/The Boston Globe via Getty Images)
BOSTON, MA – JUNE 13: Thousands march during a Transgender Resistance Vigil + March from Franklin Park Playstead to Nubian Square in Boston’s Roxbury on June 13, 2020. 2020 Boston pride was scheduled for June 13, but was cancelled due to coronavirus. (Photo by Barry Chin/The Boston Globe via Getty Images)

On Sunday, June 14, thousands of protesters gathered outside the Brooklyn Museum in New York City in a powerful demonstration supporting the Black trans community, demanding justice for recent lives lost, as well as the disproportionate violence Black trans people face in this country. As people across the country and around the world participate in Black Lives Matter protests fighting for racial justice, it’s important to actively include and speak up for the LGBTQ+ community as part of the conversation.

On May 3, Black trans woman Nina Pop was stabbed to death in a possible hate crime, and a

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Everything you need to know about visiting France this summer

Getty
Getty

As tentative signs start to emerge of a revival for the travel industry, our minds are turning to potential holiday destinations for this summer.

France, as our closest neighbour barring Ireland, makes sense for a first international sojourn.

But can British holidaymakers get there? And will we be welcome if we do?

Here’s everything you need to know.

Am I allowed to travel to France from the UK?

At the moment, the Foreign Office is advising against all non-essential international travel – including to France.

The ban was initially put in place to avoid Britons getting stuck abroad as flight routes shut down; now that airlines are looking to restart summer flying programmes, this could change.

The FCO says its advice is under “constant review”.

Its advice doesn’t make travel abroad “illegal” as such – but it does invalidate your travel insurance and means you may find it tricky

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Job losses continue, suburbs appealing to homebuyers

The outbreak of the coronavirus has dealt a shock to the global economy with unprecedented speed. Following are developments Wednesday related to the national and global response, the work place and the spread of the virus.

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RETAIL:

— Target’s $15 per hour starting wage for its hourly workers kicks in July 5. That’s up from $13 set in June 2019. Target is also giving out one-time bonuses of $200 to reward workers on the front lines of the coronavirus. With these changes, the Minneapolis-based discounter will have invested nearly $1 billion more this year in its workers than it did last year. It also announced additional extensions of COVID-19 benefits.

— Bedding maker Tempur Sealy International anticipates its second-quarter sales will be down 15% compared with a year earlier, as strong sales in May and early June are mitigating a very difficult April.

The company said Wednesday that its

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A Once-in-a-Lifetime Chance to Change Our Spending Habits

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In conversations with clients, colleagues and friends, there’s one habit many seem to struggle with: spending money. No matter how much we earn, the amount we spend often impacts more of a person’s future financial success than their income, savings or investment returns. Try as we might, cutting back our spending is never easy. Until now.

The current pandemic has impacted all of us. For more than 40 million Americans, it’s meant the loss of a job and a steady income. For those fortunate enough to have their health and their jobs, nearly everyone I’ve spoken with is spending much less money than they were three months ago.

We know there eventually will be pent-up demand for travel, dining out and other activities. My family is already dreaming about the vacations we will take. However, this forced spending reduction may be a once-in-a-lifetime opportunity to re-evaluate our spending

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Most Coronavirus Tests Cost About $100. Why Did One Cost $2,315?

Gibson Diagnostic Labs in Irving, Texas, June 12, 2020, has charged remarkably high prices for testing of the coronavirus.(Dylan Hollingsworth/The New York Times)
Gibson Diagnostic Labs in Irving, Texas, June 12, 2020, has charged remarkably high prices for testing of the coronavirus.(Dylan Hollingsworth/The New York Times)

In a one-story brick building in suburban Dallas, between a dentist office and a family medicine clinic, is a medical laboratory that has run some of the most expensive coronavirus tests in America.

Insurers have paid Gibson Diagnostic Labs as much as $2,315 for individual coronavirus tests. In a couple of cases, the price rose as high as $6,946 when the lab said it mistakenly charged patients three times the base rate.

The company has no special or different technology from, say, major diagnostic labs that charge $100. It is one of a small number of medical labs, hospitals and emergency rooms taking advantage of the way that Congress has designed compensation for coronavirus tests and treatment.

“We’ve seen a small number of laboratories that are charging

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Can I go on holiday this summer and will I have to quarantine?

For many, it felt like summer was cancelled as soon as Matt Hancock said as much on ITV’s This Morning back in early May.

“I think that’s likely to be the case,” the health secretary answered when asked if summer would be effectively “cancelled” for the first time since the Second World War.

But there are now glimmers of hope that something could be salvaged as Britain’s lockdown restrictions continue to ease. Here are your questions answered.

Will I be able to go on holiday this summer?

This is contingent on several factors: the current Foreign Office blanket ban on all international travel being lifted; the host country being willing to accept tourists from the UK; no quarantine being imposed upon arrival or return to the UK; the ability to get to the airport; and the ability to fly or otherwise travel to your chosen destination.

While the FCO travel

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Hoboken Coronavirus Antibody Tests Available On One More Date

HOBOKEN, NJ – Besides offering rapid coronavirus testing uptown in Hoboken, the city has also been scheduling dates to provide antibody testing on the west side of town. Unlike the coronavirus tests that show whether a person presently has the virus, the antibody tests can reveal antibodies that were built up in response to past exposure.

The last date scheduled so far is this Wednesday. Residents can sign up here. However, not everyone who has signed up has gotten a date.

Mayor Ravi Bhalla said Friday that he will try to get more dates scheduled.

He explained in an update, “I was recently informed that June 17 would be the last date for pop-up antibody testing at our Seventh and Jackson site. I know this has been frustrating for some residents who still have not been provided an appointment for an antibody test, and I personally take responsibility for the

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Carriers Gain Customer And Credit Options As Volumes Surge

As the United States reopens its economy and quarantined consumers return to quasi-normal behaviors with their stimulus checks, overall freight volumes are surging. While capacity remains loose, rates are rebounding from their low levels. This could be due to the reopening of restaurants and seasonal movement of produce out of Florida and California. Also, the online electronics sector is up 150% year-over-year, proving the power of e-commerce. 

“Shippers are still in a dominant pricing power position, but things are much brighter today than they were two weeks ago for the carriers,” said Andrew Cox, a FreightWaves research analyst.  “The big momentum swing has come on volumes being positive year-over-year and on a two-year stack. It’s yet to be known how long this can last. It could be that pent-up demand is surging volumes up. They could stabilize or even fall a little bit in the future.”

SONAR: OTVI.USA (Blue); ROTVI.USA

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Wondering What It’s Like to Use Carvana? Here’s Everything You Need to Know

Before the coronavirus pandemic, I would have never considered buying a car online without seeing and touching it first. But 60 days into staying home, necessity outweighed hesitation, and I purchased a 2017 Honda Fit on the Carvana app. A week later, the car was delivered contact-free, and the experience exceeded my expectations.

I live in Brooklyn, NY, and while I don’t use a car daily, I like to get out of the city fairly often with my dog. Before shelter-in-place went into effect, I was in the market for a new car: mine was 20 years old, it needed a new windshield and a new side mirror, and I wasn’t willing to put any more money into it.

I had been researching my next car for a few months, and while I had sat in a Honda Fit, I wasn’t comfortable test-driving one after COVID arrived. I was pretty

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