Buy now, pay whenever? Lockdown lift for online shopping loans

angel may

By Nikhil Nainan

(Reuters) – Browsing online during lockdown, Jessica Friend spotted a pair of Ray-Ban sunglasses she liked, but the price tag made the 30-year-old Ohio resident think twice.

What persuaded her to click ‘buy’, Friend said, was the short-term credit offered by Afterpay <APT.AX>, which split the $260 payment into four interest-free instalments.

Afterpay is among a handful of alternative credit firms which offer small loans, mostly to online shoppers, and make their money by charging merchants a 4%-6% commission.

These buy-now-pay-later (BNPL) firms have benefited from a shift to online shopping during the coronavirus crisis in countries including the United States, where state aid has also boosted retail sales.

“I’m more inclined to use them because they make it easier to afford to get the things I want all at once … and when I want to splurge on something,” Friend said of the loans.

Some investors

Read More

Here’s Where You Can Buy Non-Medical Face Masks Online Right Now

angel may

Update, June 24, 2020: Since communities in the United States resume holding public events such as protests and political rallies, the Centers for Disease Control and Prevention has released new guidelines defining these sorts of gatherings as high risk. In situations where maintaining physical distance is difficult, the CDC says cloth face coverings are “most essential” and should be worn by both event staff and attendees.

Update, May 6, 2020: As stay-at-home orders come to an end and businesses across the U.S. begin to re-open, a number of states are taking the CDC’s recommendation to wear a cloth face-covering in public to the next level by making it a requirement. This is in effect in the following seven states so far: New York, New Jersey, Connecticut, Pennsylvania, Maryland, Rhode Island, and Hawaii.

Update, April 4, 2020: The CDC issued a recommendation that President Donald Trump shared on Friday:

Read More

3 Growth Tech Stocks to Buy Now Despite Coronavirus Reopening Nerves

angel may

Volatility seems to have made a bit of a comeback recently and we are only a week removed from the Dow’s worst day since March. Nonetheless, there seem to be reasons to believe that the market’s rally from its March 23 lows could continue, as economies around the world shake off the rust from their coronavirus lockdowns.

May U.S. retail sales surged 18% from April to crush estimates and help showcase that the pandemic’s worst economic days are most likely behind us. Meanwhile, the Fed continues to provide as much support to the market as it can, and there are new reports that the Trump administration is considering a $1 trillion infrastructure spending plan.

That said, the headlines about spikes in coronavirus cases are likely to remain constant as economies around the world reopen. Investors should remember that there was always going to be an increase in reported cases when

Read More

Looking to Make the Most of AI Boom? Buy These 4 Solid Stocks

angel may

Amazon.com, Inc. AMZN on Jun 16 said that it has developed a new Artificial Intelligence (AI) system that will help in maintaining social distancing among workers in its warehouses. The company plans to share the undergoing technology free of cost.

Over the past couple of decades, AI has gained significantly and contributed to the robust growth in the tech sector. Today an increasing number of companies are banking on AI to better their products and services. The past couple of months have been all the more crucial for AI, which saw exponential growth as an increasing number of people resorted to technology following the coronavirus outbreak.

Amazon Takes Help of AI

Called Distant Assistant, the technology helps in combining a TV screen, depth sensors, and AI-enabled camera to track employees’ movements and give them feedback in real time. If workers come closer than six feet of one another, circles around

Read More

the best face coverings to buy online

angel may

Ministers have announced that it will be mandatory to wear facial masks and coverings when using public transport from June 15.

That means if you use trains, tubes, trams, ferries, planes or buses, you must cover your nose and mouth to help contain the spread of coronavirus. Those without an adequate face covering could be refused travel on public transport and may even face a fine.

Many people have already been wearing masks for walks or to shop for groceries, but now it’s official – and there’s more choice than ever.

Not to be mistaken for clinical medical grade face masks (or PPE), which NHS staff and frontline workers still need to stay safe, facial masks and coverings are typically made from cloth and elastic and sometimes feature a removable filter so that you can change it to keep it working effectively.

Buying reusable cloth masks for personal use ensures … Read More

How to buy a car online if you don’t want to visit a dealership

angel may

With car dealerships now fully open, we can go back to the traditional way of buying a new car.  For a lot of people that’s showroom shopping on a Saturday morning, haggling over a set of mud-flaps and drinking a free cup of lukewarm coffee, writes James Batchelor.

It’s a process we’ve been happy to subject ourselves to for decades. It may not always be pleasant, but it’s a practice that largely works, for the car dealer as well as the customer.

However, lockdown has made us a nation of online shoppers. From book deliveries to takeaway food, Brits have dined out on the services of delivery drivers and rarely ventured beyond their doorsteps. So, could we now become a nation of online new car buyers, too?

How do online car brokers work?

Brokers have been selling brand new cars online for years, specialising in leveraging relationships with car

Read More

Buy Microsoft 365 Personal- Microsoft Store

angel may

User Rating: 3 out of 5

Submitted on10/27/2016

Review title of Egbertoncomplex and confusing to the layman

I bought it in desperation hoping that it would straighten out my word processing and .xls use that became so totally incoherent after I switched to Windows Ten. So I have lots of apps now, including those with office 365, that I don’t know their purpose or how they can help me. I have faith, though, that with patience and trial and error I’ll again be able to turnout the needed documents for my work promptly and adequately edited.

Microsoft Store responded on 11/1/2016

Hello, There are multiple online resources available to you for getting acclimated in Office 365 including video tutorials, getting started guides, application specific training and much more. Please visit: https://support.office.com/en-us/article/Office-Training-Center-b8f02f81-ec85-4493-a39b-4c48e6bc4bfb for more info. You can click on the application you would like to learn more

Read More

Buy and Renew Two Wheeler Insurance online

angel may

There are two types of two wheeler insurance policy:

  1. Third Party Liability Insurance or Liability Cover only
  2. Comprehensive Policy or Package Policy

Third Party Liability Insurance

Third party liability insurance is mandatory in India as per the law. This policy covers only the damages or loss caused by the insured bike to the third party or property. It also provides personal accident cover for the bike owner. However, none of the insurers will cover for any loss, damages incurred or theft of the insured bike.

Comprehensive Policy

To protect your two wheeler completely, you must opt for a comprehensive two wheeler insurance policy. Because it provides a complete financial protection against bike own damages and also any third party loss or damages caused due to the insured vehicle. You don’t have to worry, if your two wheeler gets stolen, as a comprehensive policy also covers bike theft.

Two Wheeler Third

Read More

To Buy Or Not To Buy: ‘How To Money’ Looks At The Housing Market & More

angel may

Spring is usually the busiest time for the housing market, but the coronavirus has changed that, too, and one listener asks Joel and Matt if they should buy now or wait until later. They’re already under contract, but have been advised that the market could be on a downturn, and if they wait, they could get a better price on the house. Not so fast, Joel says; while it’s true that banks have seen the lowest level of housing loan applications since 2015, that’s no indication that the market will change significantly, since housing inventory is still low. And right now, mortgage rates are incredibly low, so buying now with those rates could actually mean more savings in the long run than waiting for a cheaper price in the future. For that reason, refinancing an existing mortgage could be a good move, too. 

Another listener asks about the stimulus checks;

Read More

Find and Buy Creative Business Names

angel may

A Marketplace of Creative Business Names

Has the search for a great, available business name got you down? We can help. With over 80,000 names to choose from, you can browse, get inspired, and find the unexpected yet perfect name for your company.

Right name. Right price. Right now.

If you’re like most entrepreneurs, you can’t truly start working on your idea until it has a name, and finding the perfect name takes much more of your valuable time than it should. The cycle – brainstorming, checking availability, and negotiating – tends to lead to a dead end.

It’s time to break that cycle, and we can help.

Go shopping for your business name.

If you need the perfect outfit, you visit your favorite store, right? It’s easier and faster to select a great option from a list instead of designing the options. This is why traditional branding agencies get

Read More