The best travel credit cards of 2020

angel may

Taking the family on trip? The right credit card can take the hassle out of your vacation.
Taking the family on trip? The right credit card can take the hassle out of your vacation.

— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small fee for referring you. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.

No matter where you want to go, or how you want to get there, using the right credit card can help make your trip smoother and, in certain cases, help it cost less. Credit card rewards and points can be used to offset the cost of your travel and hotel stays, or can even be redeemed for cash back to help you afford a few extra souvenirs.

If you are planning to head out on the road, these are our

Read More

The best credit cards for new homeowners of 2020

angel may

If you just bought a house, these credit cards can make settling in a little easier.
If you just bought a house, these credit cards can make settling in a little easier.

— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small share of the revenue. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.

A new house, condo, or apartment is cause for celebration. It might also cause some financial stress, depending on how much is left in your bank account after the settlement. And the bills don’t end there. If you’re a new homeowner, you might be looking for ways to help you save money on home-related expenses after you move in. Furniture, renovations, and emergency repairs can quickly add up. 

While experts advise that people shouldn’t apply for new lines of credit before

Read More

Carriers Gain Customer And Credit Options As Volumes Surge

angel may

As the United States reopens its economy and quarantined consumers return to quasi-normal behaviors with their stimulus checks, overall freight volumes are surging. While capacity remains loose, rates are rebounding from their low levels. This could be due to the reopening of restaurants and seasonal movement of produce out of Florida and California. Also, the online electronics sector is up 150% year-over-year, proving the power of e-commerce. 

“Shippers are still in a dominant pricing power position, but things are much brighter today than they were two weeks ago for the carriers,” said Andrew Cox, a FreightWaves research analyst.  “The big momentum swing has come on volumes being positive year-over-year and on a two-year stack. It’s yet to be known how long this can last. It could be that pent-up demand is surging volumes up. They could stabilize or even fall a little bit in the future.”

SONAR: OTVI.USA (Blue); ROTVI.USA

Read More

Personal Finance | Suncoast Credit Union

angel may

Read More

Personal Banking, Credit Cards, Loans

angel may

First Citizens Bank, a division of First-Citizens Bank & Trust Company, Raleigh, NC.

Account openings and credit are subject to Bank approval.

Bank deposit products are offered by First Citizens Bank, Member FDIC, Equal Housing Lender. equal housing lender

Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value. They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results. Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA, Opens in a new tab/SIPC, Opens in a new tab. First Citizens Asset Management, Inc. provides investment advisory services.

1. Paperless statements are required. To be eligible for Free Checking, you must sign up

Read More

Bad Credit Loans – HIGHEST APPROVAL

angel may

Bad Credit Loan Center ™

At Bad Credit Loan Center ™ we believe in second chances. We know that good people do fall on hard times and in this economy it’s not easy to find help.

Our goal is to make your process of finding online loans as stress free and easy as possible. Whether you’re looking for a cash loan, an auto loan, debt consolidation or credit cards we can help.

It takes less than 3 minutes to complete an application and usually with in a couple hours a lender will contact you if you’re approved. It doesn’t matter if you’re looking for bad credit loans or good credit loans we can help you find a lender. Bad Credit Loan Center ™ provides a payday loan referral service only and is not a lender.

For personal cash loans just click the “Apply Now” button directly above. You will instantly

Read More

Best CD Rates | Best Credit Card Offers

angel may

By Peter Andrew

Back in the 1990s, soon after my better half and I moved in together, my parents came to stay. We all went out for a shopping trip one morning, and when my dad saw my partner’s spending habits, he was aghast: “Good grief!” he said to me, disbelievingly. “You’re the financially responsible one in this relationship?!” 

Dad was right to be worried. I already had an unchallenged reputation for financial incontinence within my family, and he had naturally assumed it would be impossible for me find anyone worse in that respect. Yet here we were. And, amazingly, we’re still here; still a couple more than 25 years later.

Ignorance isn’t marital blisscredit lessons

It’s surprising we’re still together because finances are a huge source of conflict within relationships. Back in 2012, Money Magazine commissioned a survey that found married couples argue more about money than anything else: more

Read More

Credit Insurance | FTC Consumer Information

angel may

The next time you apply for a mortgage or personal loan, you may be asked if you want to buy credit insurance, or it might already be included in your loan proposal. Credit insurance protects the loan on the chance that you can’t make your payments. Credit insurance usually is optional, which means you don’t have to purchase it from the lender. In fact, the Federal Trade Commission (FTC), the nation’s consumer protection agency, says it’s against the law for a lender to deceptively include credit insurance (or other optional products) in your loan without your knowledge or permission.

There are four main varieties of credit insurance: Credit life insurance pays off all or some of your loan if you die.Credit disability insurance, also known as accident and health insurance, makes payments on the loan if you become ill or injured and can’t work. Involuntary unemployment insurance, also known as

Read More

Find a Credit Union or ATM Near You

angel may

For Navy Federal ATMs:

All deposits are subject to Navy Federal’s Funds Availability Policy. The first $200 after a cash or check deposit will be available immediately for cash withdrawals only. The remaining funds will be available by the second business day after the day we receive your deposit. Longer delays may apply in certain situations. Please see the Funds Availability Schedule for full details.

For CO-OP Network® ATMs:

Some deposit limitations apply.

The addresses given for branches are physical locations and may not reflect an accurate local mailing address. Please do not use these addresses to correspond with Navy Federal. Find appropriate mailing addresses here.

Note:

Access to many U.S. military installations has been restricted. Members who are not assigned to or do not work on these installations may not be able to visit an on-site branch or use an on-site ATM. Before visiting, please contact Navy Federal

Read More