Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!

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Many of us look around and wonder how we ended up with so much stuff. Sometimes I wonder why I spend the money on things that don’t get used much. There is a lot to be said for a little more simplicity, as many people are discovering in this recession.

It is possible to spend less money, and still live a full life. And, of course, just because you can afford something doesn’t mean you have to buy it. If you are ready to downsize your lifestyle, you can do so, with a little thoughtful planning.
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creating wealth

I once wondered whether an investment property or a dividend yielding stock is better. The result was an unanimous vote for investing in stocks.

Since then, boy has the environment drastically changed. The financial crisis unfolded with a 50%+ decline in stocks, followed by stocks multiplying during the next

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Cargill, Rabobank in trade finance transaction on $3bn enterprise blockchain platform – Ledger Insights

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Today Singapore startup dltledgers disclosed a $12 million trade finance transaction involving a cross-continent shipment for agribusiness firms Cargill and Agrocorp, involving Rabobank and others. This wasn’t a blockchain pilot since the dltledgers supply chain platform has been in production for 18 months and has processed more than $3.3 billion of deals. To date, much of dltledgers’ trade has been focused on Asia, Africa, the Middle East and Australasia. This transaction was for a wheat shipment from North America to Indonesia.

The enterprise blockchain solution enables all participants to have a shared view of the progress of the shipment as it travels across the globe. Given the current disruptions around the world, that transparency is essential. But the biggest win is the commodities trade took five days to settle on April 1st, compared to up to a month.

“Consensus-driven smart contracts in this deal minimized our time spent on processing

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Finance | Real Estate News & Insights

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