Tech companies make money off your data. Shouldn’t you be paid, too?

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Whenever you sign up for a new social media service or website, or download an app onto your phone or computer, you’ll typically see some long disclaimer written in legalese. You scroll through it quickly and click “I agree.”

This fine print is known as a privacy policy. It lays out (sometimes in the most convoluted way possible) how the site or app can use or share your data. The problem is, no one actually reads it. You just click “Yes” and hope for the best, since that’s the price you pay for a free website, app or social media network. It seems like a pretty sweet deal.

But that’s not the deal we’re getting.

Our phones and computers can track our every movement and action. Facebook and Google log every “like” or click on their sites. There are numerous ways our data are collected, used, shared and sold by

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Old-School Money Advice You Shouldn’t Follow Anymore

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If you don’t know much about money, you don’t have to look far for advice. You can always learn from personal finance articles, books and videos or from money-savvy friends and family.

Although there’s no short supply of guidance, money rules can shift over time. For that matter, some old-school advice should be taken with a grain of salt. Here’s what the experts said is some of the worst money advice.

Last updated: June 17, 2020

Pay Off Your Mortgage Early

Most people need a mortgage to purchase a home. However, financing a house entails paying thousands of dollars in interest. To reduce interest charges, some borrowers come up with a plan to pay off their mortgages early by making extra payments.

This advice isn’t bad in itself, but according to Paul Moyer, the founder of SavingFreak.com, this advice doesn’t make the same financial sense in our current low-interest environment

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