Yes, there are ways to get more money from your job, even now

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If you need extra money, you may have considered some extreme measures, such as racking up credit card debt or tapping into your retirement account.



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Yet have you thought about how you can access cash through your job?

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There are ways to cut costs and bring in more money that may be right under your nose. It may be in the form of employer benefits, money saved by telecommuting or even asking for more pay — yes, even in this environment.

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Suze Orman: A perfect financial storm is brewing and it is worse than 2008

Take these steps now that the $600 unemployment boost is ending

How to decide if tapping into your retirement savings is the right move for you

“Employers are definitely hesitant to give raises or promotions now,” said Olivia Jaras, founder of Salary Coaching for

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The 7 worst ways Americans are using their tax refunds

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Because of COVID-19, this year’s tax deadline got delayed three months to July 15. But even with the extra time, it appears many people are still waiting until the last minute to file — including many taxpayers who will be receiving refunds.

The IRS says that as of July 3, it processed 95 million refunds, down from 105 million by the same time last year.

The tax agency says Americans are getting back an average $2,762 this year, slightly more than during the 2019 tax season.

With the economy struggling and unemployment still high, managing a refund wisely is more important than ever. But many Americans aren’t making the best use of their windfalls.

See the seven worst ways people are using their tax refunds.

1. Letting it rot in checking accounts

Prapan manuchon / Shutterstock

Setting a tax refund aside in an emergency fund is smart. Many financial

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50 Ways You’re Throwing Money Away

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You probably don’t realize all the ways you’re wasting money and leaving free money on the table — and these little missteps can add up to big dollar losses. Fortunately, once you’re aware of these bad money behaviors, you can take steps to change them. Making small tweaks to your lifestyle and spending habits could pay off in a big way.

Keep reading to find out the costly money mistakes you’re making — and how to stop making them so you can keep more money in your wallet.

While layaway might seem like a sensible way to hold onto something you want to buy, it’s not always a smart way to net savings. That’s because layaway locks you into a certain price and — if ultimately financed by a credit card — additional interest charges.

Having a high-interest savings account can help you grow your money and build an emergency … Read More

100 Ways To Make Money Without a 9-to-5

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Due to the coronavirus pandemic, many people have lost work hours or been laid off. As people struggle to figure out how to supplement their income, picking up a side job to make a few extra bucks might be helpful. While not all of these gigs may be possible due to certain social distancing guidelines, these 100 ways to increase your income might help now or in the near future. Keep reading to see how you can work from home.

Taking online surveys is one of the easiest ways to earn extra money. And plenty of companies are looking for consumer feedback to improve their products or develop new ones.

Brands hire survey sites to conduct online questionnaires on their behalf, gaining access to precious customer feedback. The sites, in turn, pay you for participating in their surveys. If you really want to rake in the cash, join several survey … Read More

How to share your Kindle books in 2 different ways

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You can share Kindle books with (or in some cases, without) a Family Library.
You can share Kindle books with (or in some cases, without) a Family Library.

Hollis Johnson/Business Insider

  • It’s easy to share Kindle books through Amazon Household, a feature that allows you to share Amazon benefits between family members.

  • Setting up an Amazon Household, which can be done online or on your Kindle device, gives you access to a Family Library.

  • Books are automatically shared between members’ devices, though you can check a book’s status online at any time.

  • You can also share Kindle books with others by lending or borrowing, though not all Kindle books are eligible for this option.

  • Visit Business Insider’s Tech Reference library for more stories.

You can easily share Kindle books between family members, but you’ll have to set up an Amazon Household first.

In addition being able to share Prime benefits, creating an Amazon Household gives you access to Family Library, a shared collection of

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The 7 worst ways people are spending their tax refunds

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Since the pandemic pushed this year’s tax deadline back to July 15, many Americans will be receiving their refund in the coming weeks.

The IRS says people are getting back an average of $2,769 this year, a slight increase from the year before.

But with the economy still struggling and unemployment numbers hovering at record highs, managing your refund wisely is more important than ever.

Here are the seven worst ways to use a 2020 tax refund.

1. Letting it rot in checking accounts

Prapan manuchon / Shutterstock

Setting your tax refund aside in an emergency fund is one of the smartest things you can do. Many financial advisers recommend keeping enough cash on hand to cover at least six months of your regular expenses.

But keep in mind: Where you stash your emergency savings matters a lot.

Don’t just leave your funds in a traditional checking account, which

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New ways to quickly call 911 on your phone along with the best safety apps

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In times of crisis, your smartphone can be your emergency notifier.
In times of crisis, your smartphone can be your emergency notifier.

In these troubled times, when we’re dealing with a pandemic and protests compounded with the usual risks of accidents and crime, your smartphone can be your emergency notifier. Sure, you know about AAA for your car. Tap or click here for a free app you can use to replace AAA.

I’m talking about something more important, that is, your life.

Share this critical post with your loved ones. It’s probably the most important thing you’ve read online in a very long time.

How to call 911 on an iPhone

If you’re using an iPhone, the Emergency SOS feature will call emergency services and notify your emergency contacts when you can’t. In the U.S., your iPhone will dial 911 and connect you to an operator. After that call concludes, it will then send a text message to your emergency contacts

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31 Hidden Ways You’re Bleeding Money Every Month

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There are some expenses you plan for every month — your rent or mortgage, utilities, your cellphone bill, etc. — but there are also a lot of hidden expenses you’re paying for regularly that you might not be aware of. These little costs could quickly add up, whittling away at your hard-earned paycheck.

Uncover the hidden ways you’re losing money every month, so you can start making moves to stop the bleeding.

Last updated: June 15, 2020

Not Tracking Your Spending

You should be able to account for every dollar you spend. Keep track of your spending with a budgeting app, spreadsheet or even a notebook. Simply recording what you’re spending money on will make it easier to spot any hidden expenses.

Paying Checking Account Fees

Some banks charge monthly fees or service charges for their checking accounts. Those fees could end up costing you over $100 a year —

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5 crucial ways to protect yourself from identity theft

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Yahoo Life is committed to finding you the best products at the best prices. We may receive a share from purchases made via links on this page. Pricing and availability are subject to change.

Here's how to empower yourself to protect your personal information online. (Photo: Getty)
Here’s how to empower yourself to protect your personal information online. (Photo: Getty)

We’re all extra vulnerable these days, and I’m not just talking about COVID-19 itself. Online data breaches have escalated during pandemic-related lockdowns, according to Tech Republic, and everything from your financial information to your identity could be at risk. 

“We’re now in totally uncharted waters, especially when it comes to hacking and identity theft,” Adam Levin, cyber security expert and founder of Cyberscout, tells Yahoo Life. “Breaches have become the third certainty in life behind death and taxes.” He says that identity thieves “prey on vulnerability and distraction,” like working from home while running a household and other major upheavals in routine.

Meanwhile,

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25 Ways To Save Yourself From Your Debt Disaster

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A 2019 GOBankingRates survey found that debt would be the No. 1 roadblock that would stop most Americans from reaching their 2020 goals. And those who are already struggling with existing debt have likely found their situation exacerbated by the coronavirus pandemic, which has left millions of Americans without jobs. Fortunately, just because you have debt now doesn’t mean you are doomed to be paying it off forever.

I spoke to financial experts and business pros about the best ways to save yourself from debt disaster — here’s how you can turn your financial situation around.

Last updated: June 10, 2020

Stop Taking On More Debt

“The first step to getting out of debt is to stop taking on more debt,” said financial expert Chris Hogan. “Folks need to understand that debt is a threat — it’s not their friend. You have to decide that debt isn’t an option. Remember

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